The road to getting compensation if you have suffered an injury because of another person’s fault may appear too long and difficult to pursue for many victims.
Before making an application, many people have trouble determining their entitlement to compensation, gathering the information necessary to prove liability, or assessing their claim before applying.
A claims management service can help by giving you access to specialist legal services for personal injuries without requiring the payment of a fee up front. InjuryClaims.co.uk is a U.K.-based firm offering claims management services for individuals pursuing their personal injury claims, specifically focusing on various types of injuries.
This review looks into their offered services, considers who would be best served utilising these services, and shares information that potential applicants need to confirm prior to taking action.
Who Are Injuryclaims.co.uk?
Online claims management services like injuryclaims.co.uk are used to help make a claim easier when it comes to seeking compensation for being injured.
While injuryclaims.co.uk is not a law firm, it acts as a bridge for people who have been injured and those lawyers who specialise in injury claims.
Their services include assistance with various types of injury claims, including but not limited to: road traffic accidents, slip and trip injuries, medical malpractice claims and work injury claims.
The advice offered by injuryclaims.co.uk regarding injury claims is very detailed and informative. They provide their services throughout all areas of England, Wales & Scotland and are able to assist you with the entire process either online or by telephone, so there is no requirement for you to visit their offices.
FCA Regulation: An Important Consideration
The most notable claim regarding Injuryclaims.co.uk is its regulation by the Financial Conduct Authority (“FCA”).
This represents an important distinction within the Claims Management Sector, as many providers have varying levels of quality and accountability.
Regulation by the FCA means that a firm will be required to adhere to very high standards for the treatment of customers, the presentation of information, and complaint handling.
FCA-authorised oversight provides several meaningful protections for consumers, including transparency requirements for how a company generates income and rules governing complaint resolution.
How The No Win, No Fee Model Works, And What It Actually Costs
Legal fees in general seem to be one of the biggest deterrents for people looking to file an injury claim. Many people assume that filing an injury claim is only available to those who have sufficient financial resources.
Injuryclaims.co.uk provides access to solicitors that operate on a ‘no win, no fee’ basis (also referred to as a Conditional Fee Agreement “CFA”). With this type of arrangement, there will be no charge made by your solicitor for their time spent on your case if your claim fails.
If, however, your claim does succeed, then the amount your solicitor will take from your compensation award is regulated by statute. The maximum percentage allowable (capped by law) is 25% of your total damages (general damages and/or special damages, including loss of earnings and expenses).
Before entering into any contract with either an individual solicitor or claims management company (CMC), make sure they explain how much they are going to deduct from your settlement for ALL possible deductions.
Also, while it is now mandatory for all claims management companies authorised by the Financial Conduct Authority (“FCA”) to clearly disclose whether they charge their own referral or management fee in addition to the solicitor’s success fee, it is always best to ask them yourself.
Pros
FCA Regulation
Injuryclaims.co.uk is a regulated firm by the FCA, which gives it credibility as a company that must treat its customers fairly and has procedures for resolving customer complaints. Their regulatory status also adds consumer protections against unfair treatment when using their services.
Broad Claim Coverage
The service covers a wide range of personal injury claim types. Its guidance on work accident claims is especially detailed, making it a strong choice for anyone injured on the job.
No Upfront Legal Costs
While there are no upfront legal fees under a no win, no fee structure, users should be aware that if their claim succeeds, deductions will typically include a success fee of up to 25% of general damages and past losses, and may also include an After the Event (ATE) insurance premium. Ask for a full written breakdown of all potential deductions before signing any agreement.
Clear, Jargon-free Guidance
They use simple language to explain complicated legal terms and many other aspects of law for different claim types.
Easy To Get Started
The process of submitting your details and getting an initial assessment is straightforward, with no lengthy sign-up process.
Cons
They Are Not A Law Firm
InjuryClaims.co.uk is a referral and claims management company and not a law firm. Some customers may want to contact a solicitor directly and not use a third-party intermediary. Note also that as a CMC, it may receive a fee from the solicitor it refers you to; ask about this upfront.
Online-first Service
If you want to meet with someone face-to-face or attend a consultation at their offices, then the service will seem impersonal compared to meeting with a local solicitor’s office.
Who Is Injuryclaims.co.uk Best Suited To?
Injuryclaims.co.uk would be suitable for individuals who are unsure as to how to proceed after suffering from some form of personal injury. This could be from either a car/road accident, slipping in a public area, or due to injuries sustained at work.
If you’re new to making personal injury claims and/or unsure if your claim will be successful, then this type of service can offer valuable assistance as a starting point.
As always, however, do check that the company is registered with the FCA by checking it out on the public register. Also, do ask about all costs prior to entering into any agreement and read your agreement carefully before signing.
Final Verdict
InjuryClaims.co.uk can provide a relatively low-cost and easy-to-access route for a wide variety of personal injury claims, and as such, is ideally placed to assist people who have suffered personal injury.
It is reasonable to expect a genuine professional service to support your claims process. If you are looking for personal injury claims management providers, this service may suit your needs.
