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Best Credit Card Processing Companies of 2021


Nowadays there’s a variety of online credit card processing companies on the market. They allow users to set up a merchant account and start accepting credit and debit cards.

The fees they charge for the services usually depend on transaction volume and size. With such a diversity of providers, online merchants may be curious about how to define a reliable company and how to choose one for their business. In the article, we decided to make a list of the best credit card processing companies for 2021 based on a few criteria such as cost, processing speed and funding speed.


PurePay.eu is a company that was founded in 2018. Although it began as just an idea of enthusiasts, the provider quickly became extremely popular among high-risk merchants because of the high level of client support and affordable rates. PurePay offers plenty of services including merchant accounts and  safe and secure credit card payment processing. The company has smart security and anti-fraud measures in place to ensure each transaction goes as smoothly as possible. PurePay provides clients with appropriate funding speed and processing time and can guarantee low transaction fees.


Square is another reliable company which offers credit card processing for online merchants. The company was founded in 2009 with a mission to make it easier for businesses from the ecommerce industry to operate online transactions. They have competitive prices and quick funding speed which puts them among the best credit card processing companies on our list. They have a great client support team which tries to address every single issue a customer may have.


PayPal is one of the oldest companies offering credit card processing on the market. It was founded in 1999 and has plenty of services merchants can use to accelerate their business. PayPal can offer fast processing time of transactions and top-notch security. PayPal’s customer support is very helpful, and they have a flat fee of 2.7% per transaction.


Helcim was founded in 2007 and has built a definitive reputation over the years. They have sound pricing for their services with many discounts when the volume of orders increases. Aside from the standard services, they also offer some extra features that may come in handy for merchants from the ecommerce industry.

QuickBooks Payments

One of the oldest companies on our list is QuickBooks Payments which was founded in 1983. They managed to stay competitive throughout the years offering payment processing services for merchants. The company has quick funding speed and it has gained a reputation of a reliable provider among users. They have a flat rate of 2.4% + $0.25 per transaction. However, if you have a volume of over $7,500 per month, you have an opportunity to get a discount.


We hope that now you have some factors in mind which will help you to choose the right provider which will fit the needs of your business. Once you select the processing company, don’t hesitate to ask for a trial period, make sure of all the fees in advance and pay attention to the client support. All this will help you to define the best partner to boost your ecommerce company.


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